NEW MEXICO JUNIOR COLLEGE

Personal Financial Management

SYLLABUS

  1. GENERAL COURSE INFORMATION
  2. A. Course Title: Personal Financial Management
    B. Course Number: BU 213F - 10830
    C. Semester: Spring 2019
    D. Days/Time: Online
    E. Credit Hours: 3
    F. Instructor: Roddenberry, Mark
    G. Office: none
    H. Email Address: mroddenberry@nmjc.edu
    I. Office Phone: none
    J. Office Hours:
    K. Time Zone: Mountain Time
    L. Prerequisite(s): none
    M. Corequisite(s):
    N. Class Location: Virtual
  3. COURSE DESCRIPTION

    This course includes an investigation of the financial problems individuals and families face: budgeting, taxes, credit, insurance, investments, planning for the purchase of a home, planning for retirement, etc., and the development of analytical techniques and skills to use in dealing with these problems. This is a three credit hour course.

  4. COURSE RATIONALE / TRANSFERABILITY

    Students should check with their advisor / counselor to ensure that courses are transferable to other institutions.

  5. REQUIRED / SUGGESTED COURSE MATERIALS

    Required:

    Cengage Unlimited access code


    ISBN: 978-0-357-70003-7

    Suggested:

    Personal Finance 13e

    E. Thomas Garman & Raymond Forgue

    ISBN: 978-1-337-09975-2

    You can buy your books online at the NMJC Bookstore.

  6. GRADING POLICY

    Students attending New Mexico Junior College will be evaluated according to the following grading scale:

    						90 - 100%	=	A
    						80 -  89%	=	B
    						70 -  79%	=	C
    						60 -  69%	=	D
    					 	 0 -  59%	=	F
    
    Grading Policy - Personal Financial Management

    Grading Policy
    Chapter Mindtap Assignments (17) 30%
    Essay Assignments 30%
    Exams (4 @ 10% Each) 40%


    A late penalty of 10% per week will be assessed for any assignment submitted late. Work will not be accepted more than two weeks late.

    Failure to cite references for any assignment will result in an automatic zero for that assignment.

    Retrieving Grades from T-BirdWeb Portal
    Go to the New Mexico Junior College T-BirdWeb Portal login page. Please enter your User Identification Number (ID), which is your Banner ID, and your Personal Identification Number (PIN). When finished, click Login.

    Tips for Success in Online Courses:
    1. Log in to class regularly.
    2. Pay attention.
    3. Take notes.
    4. Keep up with readings and assignments.
    5. Ask questions when you do not understand something.
    6. Utilize your professor’s office hours and e-mail.
    7. Read the text.
    8. Adhere to the deadlines posted in the course outline.

  7. INSTITUTIONAL STUDENT LEARNING OUTCOMES

    New Mexico Junior College’s institutional student learning outcomes represent the knowledge and abilities developed by students attending New Mexico Junior College. Upon completion students should achieve the following learning outcomes along with specific curriculum outcomes for respective areas of study:

  8. DEPARTMENTAL STUDENT LEARNING OUTCOMES

    Students in the Business/Computer Science Departments should be able to:
    1) Demonstrate an understanding of industry specific ethics (self & community),
    2) Prepare and interpret documents,
    3) Interpret and characterize data appropriate to the course (critical thinking),
    4) Demonstrate computer skills appropriate to the course, and
    5) Demonstrate the value of professionalism in the workplace.

    An investigation of the financial problems individuals and familes face: budgeting, taxes, credit, insurance, investments, planning for the purchase of a home, planning for retirement, etc., and the development of analytical techniques and skills to use in dealing with these problems. Meets three lecture hours per week. There are no prerequisites for this course.

  9. SPECIFIC COURSE STUDENT LEARNING OUTCOMES

    The purpose of this course is to introduce the student to the fundamentals of personal financial management. In particular, students will be able to:

    1. Analyze the process for making personal financial decisions.
    2. Assess personal and economic factors that influence personal financial planning.
    3. Identify strategies for achieving personal financial goals for different life situations.
    4. Recognize relationships among financial documents and money management activites.
    5. Analyze factors that affect selection and use of financial services.
    6. Define consumer credit and analyze its advantages and disadvantages.
    7. Differentiate among various types of credit.
    8. Analyze the major sources of consumer credit.
    9. Analyze the costs and benefits associated with renting/owning a home.
    10. Identify various types of insurance and analyze the factors which influence the amount of coverage required for various scenarios.
    11. Identify and evaluate the major types of investment alternatives including stocks, bonds, mutual funds, and real estate; identify the most important features of each; and explain investment techniques.
    12. Recognize the importance of retirement planning and begin planning for retirement needs.

  10. REQUIRED TECHNICAL COMPETENCIES AND EQUIPMENT

    Student Requirements
    If you have not already received login information for Canvas/T-BirdWeb Portal/E-mail, you will need to contact the Enrollment Management office at (575) 492-2546.

    Check first-time login page for instructions at www.nmjc.edu/distancelearning/coursescourseschedules/canvasinstructions.aspx.

    Canvas Assistance

    You must have access, on a regular basis, to a computer that supports the Canvas minimum specifications and has an active connection to the Internet. See the minimum computer specification requirements at www.nmjc.edu/distancelearning/coursescourseschedules/Canvasinstructions.aspx.

  11. ADDITIONAL INFORMATION

    This course is online. Assignments, quizzes, and exams will be submitted through Canvas. Students must have access to a computer with reliable internet access.

  12. GENERAL/MISCELLANEOUS

    Students will be held responsible for the information on these pages.

    Academic Honesty
    Each student is expected to maintain the highest standards of honesty and integrity in online academic and professional matters. The College reserves the right to take disciplinary action, up to and including dismissal, against any student who is found guilty of academic dishonesty or otherwise fails to meet these standards. Academic dishonesty includes, but is not limited to, dishonesty in quizzes, tests, or assignments; claiming credit for work not done or done by others; and nondisclosure or misrepresentation in filling out applications or other College records. Cheating or gaining illegal information for any type of graded work is considered dishonest and will be dealt with accordingly.

    Americans with Disabilities Act (ADA) Information
    Any student requiring special accommodations should contact the Special Needs Student Services Coordinator at (575) 492-2576 or by e-mail at krueda@nmjc.edu.

    Attendance Policy and Participation Expectations
    It is expected that you regularly log into class at least three times weekly and check your Canvas mail to ensure you have not missed any changes/updates. Students are expected to complete discussions/quizzes/tests/ assignments before deadlines expire.

    Canvas Help
    If you experience difficulty with Canvas you may reach the Canvas Helpdesk at canvashelpdesk@nmjc.edu, or by calling the 24 hour helpdesk phone at (575) 399-2199.

    Netiquette
    The professor is responsible for monitoring and evaluating student conduct and student behavior within the Canvas course. By registering for this class, the student is assumed to have entered into an agreement with New Mexico Junior College and the professor to log into the class regularly and to behave in an appropriate manner at all times. Disruptive behavior may result in the student being removed from the class and dropped for the semester. For comprehensive information on the common rules of netiquette and other online issues, please review the NMJC Online Student Handbook.

    Online Learning Environment
    By participating in an online class, you undertake responsibility for your own progress and time management.

    Plagiarism
    Offering the work of another as one’s own, without proper acknowledgment, is plagiarism; therefore, any student who fails to give credit for quotations or essentially identical expression of material taken from books, encyclopedias, magazines and other reference works, or from the themes, reports, or other writings of a fellow student, is guilty of plagiarism. Plagiarism violates the academic honesty policy and is considered cheating.

    Tutoring Assistance
    Free tutoring services are available to all NMJC students through Brainfuse and the Academic Success Center located at the Pannell Library on the 1st floor.

    Withdrawal Policy
    The instructor has the right to drop any student who has failed to log on to Canvas for two weeks or more, but it is not guaranteed that the instructor will drop you. If the student chooses to stop attending a class, he/she should withdraw from the class by accessing your student account in the T-Bird Web Portal at www.nmjc.edu, or submitting the required paperwork to the Registrar’s Office by 5:00 p.m. on Thursday, April 18, 2019. Failure to withdraw yourself from a course by this date may result in your receiving an “F” in the course. All students are encouraged to discuss their class status with the professor prior to withdrawing from the class.

  13. ACADEMIC CALENDAR
  14. FINALS SCHEDULE
  15. COURSE OUTLINE

    BU 213F  Personal Financial Management

    Module One   Financial Planning - Due:Feb. 3
    Chapter One   Understanding Personal Finance
    Chapter Two   Career Planning
    Chapter Three   Financial Statements, Tools, and Budgets
    Module One Exam - February 3-6
    Module Two Money Management - Due: March 17
    Chapter Four   Managing Income Taxes
    Chapter Five   Managing Checking & Savings Accounts
    Chapter Six   Building and Maintaining Good Credit
    Chapter Seven   Credit Cards and Consumer Loans
    Chapter Eight   Vehicle and Other Major Purchases
    Chapter Nine Obtaining Affordable Housing
        Essay Assignment 1 Due - March 17
    Module Two Exam - March 17-20
         
    Module Three   Income & Asset Protection - Due: April 7
    Chapter Ten   Managing Property and Liability Risk
    Chapter Eleven Planning for Health Care Expenses
    Chapter Twelve Life Insurance Planning
    Essay Assignment 2 Due - April 7
        Module Three Exam - April 7-10
         
    Module Four   Investments - Due: May 5
    Chapter Thirteen   Investment Fundamentals
    Chapter Fourteen   Investing in Stock and Bonds
    Chapter Fifteen   Mutual and Exchange Traded Funds
    Chapter Sixteen Real Estate & High-Risk Investments
    Chapter Seventeen Retirement and Estate Planning
    Essay Assignment 3 Due - May 5
        Module Four Exam -Final May 5-8
         
         

    Note: This schedule subject to change based on the progress of the class.